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Residential and Commercial

Purchasing and Refinancing



Finding a Trusted Mortgage Advisor is daunting process, WOE not only organizes your life but gives you the tools to make sure you are educated about the mortgage process.  Click here to read educational articles and helpful tools to make sure you choose the right product for you.

 

  • Lowest conforming rates available

  • No seasoning on down payments

  • One day Out of Bankruptcy

  • 100% Loan to Value on Chapter 13 Buyouts

  • Stated income loans at 100% Loan to Value (wage earner or self employed)

  • 107% Loan to Value on Purchases

  • 125% Loan to Value of Refinances

  • 100% Loan to Value NO SCORE Loans

  • 40 and 50 year loan terms

  • Interest-Only payments (Great for Investors!)

  • 100% loan to value on scores below 600

  • No Mortgage Insurance at 100% loan to value

  • Debt ratios accepted on most products up to 50%, some up to 60%

  • Same day approvals on most loans

  • One time close construction to permanent loans

  • Payments below interest only

  • Foreign National programs

  • Commercial loans - Construction, Conduit, Conforming...All building types

  

 
We Organize Everything! 
3123 Preston Highway, Louisville, KY  40213
502.634.2586

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